Thursday, October 1, 2009

It's Getting Increasingly Expensive When You're Elderly

Many insurance companies already reckon that drivers over 80 are as high a risk as the under 25's - and charge premiums to match! Some esure insurance are even progressively loading premiums once the driver reaches 60. Then at 70, you'll find that many simply refuse to offer esure cover. Norwich Union and Esure insurance won't quote after 70 and by the time the driver reaches 80, the field narrows to specialised insurers who insure elderly drivers. Help the Aged and Age Concern both market policies that have no upper maximum age insurance. Cornhill only accepts new policyholders up to 84 but if you've been insured by them for a few years.

As the price of insurance car is based on historical claims experience, a 75 year old male driver can expect to pay at least 33% more than if he were aged 50 insurance.Whereas male drivers improve with age insurance.As a result, elderly women drivers pay the highest rates for esure insurance.It's a biological fact that eyesight and reaction times worsen as age creeps on insurance. Insurers are reacting by insisting that more elderly drivers take a medical before agreeing to provide it insurance.

Parks are a breeding ground for small esure insurance accidents. Knowing that take more esure insurance care. Before you get back into your car insurance, walk round it to see how much room you've got esure insurance. Then edge out carefully making esure other drivers in the esure insurance park aren't driving into the area you're moving into insurance.

On Saga's insurance policy for example, ex insurance company drivers can use any no claims record they'd built up and if a couple are insured and the main driver decides to quit driving insurance, then the spouse can take over the no claims insurance record.

Michael Challiner writes for Brokers Online, a large Uk finance portal who specilise in Life Quotes but also offer most other UK financial services including .



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